{"id":866,"date":"2026-04-14T03:47:46","date_gmt":"2026-04-14T03:47:46","guid":{"rendered":"https:\/\/healthyhappywisewealthy.com\/?post_type=podcast&#038;p=866"},"modified":"2026-07-18T04:40:09","modified_gmt":"2026-07-18T04:40:09","slug":"cake-club-app-mastering-your-cash-flow-with-al-zdenek","status":"publish","type":"podcast","link":"https:\/\/healthyhappywisewealthy.com\/index.php\/podcast\/cake-club-app-mastering-your-cash-flow-with-al-zdenek\/","title":{"rendered":"Cake Club App: Mastering Your Cash Flow with Al Zdenek"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\ud83c\udf99\ufe0f Welcome to Healthy Happy Wise Wealthy! <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In this episode, host Mary Meyer is joined by wealth management expert and Cake Club app founder Al Zdenek. Dive into actionable strategies and relatable stories about mastering your finances without the dreaded \u201cbudget,\u201d learning how to approach money with confidence and possibility. From creating spending plans to launching a cutting-edge financial app, Al Zdenek shares wisdom drawn from decades of experience and personal setbacks, making this conversation both practical and inspiring. If you\u2019ve ever felt anxious or stuck about your finances, this episode proves it\u2019s never too late to take control and find creative solutions!<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"320\" height=\"180\" src=\"https:\/\/healthyhappywisewealthy.com\/wp-content\/uploads\/2026\/04\/al-zdenek-cake-club.png\" alt=\"An app to manage your cashflow\" class=\"wp-image-867\" style=\"width:927px;height:auto\" srcset=\"https:\/\/healthyhappywisewealthy.com\/wp-content\/uploads\/2026\/04\/al-zdenek-cake-club.png 320w, https:\/\/healthyhappywisewealthy.com\/wp-content\/uploads\/2026\/04\/al-zdenek-cake-club-300x169.png 300w\" sizes=\"(max-width: 320px) 100vw, 320px\" \/><figcaption class=\"wp-element-caption\">Al Zdenek brings a career of financial planning to create an app for financial literacy.<\/figcaption><\/figure>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-90fc132f-1525-4f33-8353-56a014d2e9ea\" class=\"wp-block-gutenkit-button gkitd2e9ea gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/youtu.be\/6mSrGVFdYZI?si=3Xox6pbgWx45r1o_\">Click to Watch<div class=\"icon-right\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 32 32\" class=\"gkit-icon\">\n<path d=\"M29.039 16.601c-0.331-1.437-1.506-2.496-2.92-2.654-3.349-0.374-6.74-0.376-10.114-0.374-3.376-0.002-6.766 0-10.116 0.374-1.414 0.158-2.588 1.218-2.918 2.654-0.471 2.046-0.476 4.279-0.476 6.385s0 4.339 0.471 6.385c0.33 1.436 1.505 2.496 2.919 2.654 3.349 0.374 6.739 0.376 10.115 0.374 3.376 0.002 6.765 0 10.116-0.374 1.414-0.158 2.589-1.218 2.919-2.654 0.47-2.046 0.473-4.279 0.473-6.385s0.003-4.34-0.467-6.385zM10.199 18.186h-1.955v10.389h-1.816v-10.389h-1.919v-1.702h5.691v1.702zM15.131 28.575h-1.634v-0.983c-0.649 0.744-1.265 1.107-1.865 1.107-0.526 0-0.888-0.213-1.052-0.669-0.089-0.272-0.144-0.704-0.144-1.34v-7.124h1.632v6.633c0 0.383 0 0.581 0.015 0.635 0.039 0.253 0.163 0.382 0.382 0.382 0.328 0 0.67-0.252 1.032-0.764v-6.885h1.634l0 9.009zM21.333 25.871c0 0.833-0.056 1.433-0.165 1.815-0.218 0.67-0.655 1.012-1.304 1.012-0.581 0-1.141-0.323-1.687-0.997v0.873h-1.632v-12.091h1.632v3.949c0.527-0.649 1.087-0.977 1.687-0.977 0.649 0 1.086 0.342 1.304 1.016 0.11 0.362 0.165 0.958 0.165 1.811v3.588zM27.493 24.368h-3.265v1.597c0 0.834 0.273 1.25 0.834 1.25 0.402 0 0.636-0.218 0.729-0.655 0.015-0.089 0.037-0.451 0.037-1.106h1.665v0.238c0 0.526-0.020 0.889-0.035 1.052-0.055 0.361-0.183 0.689-0.381 0.978-0.452 0.654-1.122 0.977-1.974 0.977-0.854 0-1.504-0.307-1.976-0.922-0.346-0.451-0.524-1.161-0.524-2.118v-3.155c0-0.963 0.158-1.667 0.505-2.123 0.471-0.617 1.121-0.924 1.955-0.924 0.819 0 1.468 0.307 1.926 0.924 0.342 0.455 0.505 1.16 0.505 2.123v1.865h-0.001zM25.048 20.926c-0.546 0-0.819 0.417-0.819 1.25v0.834h1.632v-0.834c-0-0.833-0.273-1.25-0.813-1.25zM18.99 20.926c-0.269 0-0.541 0.127-0.814 0.397v5.491c0.272 0.273 0.545 0.402 0.814 0.402 0.471 0 0.71-0.402 0.71-1.216v-3.845c0-0.812-0.239-1.229-0.71-1.229zM19.902 12.742c0.602 0 1.228-0.366 1.884-1.118v0.993h1.65v-9.104h-1.65v6.959c-0.366 0.517-0.712 0.772-1.042 0.772-0.221 0-0.351-0.131-0.387-0.386-0.020-0.054-0.020-0.255-0.020-0.641v-6.703h-1.645v7.199c0 0.643 0.055 1.078 0.146 1.354 0.166 0.461 0.532 0.677 1.063 0.677zM8.417 7.669v4.948h1.829v-4.948l2.201-7.269h-1.85l-1.248 4.798-1.299-4.798h-1.925c0.386 1.132 0.787 2.271 1.173 3.404 0.587 1.704 0.953 2.988 1.119 3.865zM14.899 12.742c0.826 0 1.469-0.311 1.924-0.932 0.346-0.456 0.512-1.173 0.512-2.141v-3.188c0-0.973-0.166-1.685-0.512-2.145-0.456-0.623-1.098-0.934-1.924-0.934-0.822 0-1.464 0.311-1.921 0.934-0.35 0.46-0.516 1.171-0.516 2.145v3.188c0 0.968 0.166 1.685 0.516 2.141 0.456 0.621 1.099 0.932 1.921 0.932zM14.112 6.15c0-0.842 0.255-1.262 0.787-1.262s0.787 0.42 0.787 1.262v3.83c0 0.842-0.255 1.264-0.787 1.264s-0.787-0.421-0.787-1.264v-3.83z\"><\/path>\n<\/svg><\/div><\/a><\/div><\/div>\n \n\n\n<h3 class=\"wp-block-heading\">\ud83c\udf1f Topics Covered:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>-Why \u201cspending plan\u201d works better than \u201cbudget\u201d<\/li>\n\n\n\n<li>-The story behind creating the Cake Club app<\/li>\n\n\n\n<li>-Three approaches to money management (quick &amp; dirty, selective categories, full budget)<\/li>\n\n\n\n<li>-Helping different generations\u2014Gen X, Millennials, Gen Z\u2014with money goals<\/li>\n\n\n\n<li>-Overcoming financial challenges and fears<\/li>\n\n\n\n<li>-Finding hidden cash and practical negotiation with debt<\/li>\n\n\n\n<li>-The emotional side of financial stress and how to reframe your outlook<\/li>\n\n\n\n<li>-Taking creative approaches for gig workers, artists, and entrepreneurs<\/li>\n\n\n\n<li>-Building your \u201cchampionship team\u201d for financial success<\/li>\n<\/ul>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-752d1de9-7374-4d8a-99da-0c9a75a18f69\" class=\"wp-block-gutenkit-button gkita18f69 gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/open.spotify.com\/episode\/619yVzcb1Fbcm3HNpW3lnG?si=5DWT8BurSb-RAYVO8fydyw\">Click to Spotify<div class=\"icon-right\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 496 512\" class=\"gkit-icon\"><path d=\"M248 8C111.1 8 0 119.1 0 256s111.1 248 248 248 248-111.1 248-248S384.9 8 248 8zm100.7 364.9c-4.2 0-6.8-1.3-10.7-3.6-62.4-37.6-135-39.2-206.7-24.5-3.9 1-9 2.6-11.9 2.6-9.7 0-15.8-7.7-15.8-15.8 0-10.3 6.1-15.2 13.6-16.8 81.9-18.1 165.6-16.5 237 26.2 6.1 3.9 9.7 7.4 9.7 16.5s-7.1 15.4-15.2 15.4zm26.9-65.6c-5.2 0-8.7-2.3-12.3-4.2-62.5-37-155.7-51.9-238.6-29.4-4.8 1.3-7.4 2.6-11.9 2.6-10.7 0-19.4-8.7-19.4-19.4s5.2-17.8 15.5-20.7c27.8-7.8 56.2-13.6 97.8-13.6 64.9 0 127.6 16.1 177 45.5 8.1 4.8 11.3 11 11.3 19.7-.1 10.8-8.5 19.5-19.4 19.5zm31-76.2c-5.2 0-8.4-1.3-12.9-3.9-71.2-42.5-198.5-52.7-280.9-29.7-3.6 1-8.1 2.6-12.9 2.6-13.2 0-23.3-10.3-23.3-23.6 0-13.6 8.4-21.3 17.4-23.9 35.2-10.3 74.6-15.2 117.5-15.2 73 0 149.5 15.2 205.4 47.8 7.8 4.5 12.9 10.7 12.9 22.6 0 13.6-11 23.3-23.2 23.3z\"\/><\/svg><\/div><\/a><\/div><\/div>\n \n\n\n<h3 class=\"wp-block-heading\">Key takeaways:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>-Reframe your money mindset: Swap budgets for spending plans to empower yourself.<\/li>\n\n\n\n<li>-Everyone can start somewhere: Even a \u201cquick &amp; dirty\u201d method can bring clarity.<\/li>\n\n\n\n<li>-Use automation to eliminate financial overwhelm\u2014apps can save time and effort.<\/li>\n\n\n\n<li>-Don\u2019t let shame or fear stop you; transparency leads to better support and solutions.<\/li>\n\n\n\n<li>-Debt can be used strategically; prioritize cash flow, emergency funds, and negotiate terms.<\/li>\n\n\n\n<li>-Have your \u201ccake and eat it too\u201d: Start with small wins and expand your financial choices.<\/li>\n\n\n\n<li>-Seek out support and build your expert team\u2014don\u2019t try to go it alone.<\/li>\n\n\n\n<li>-Regardless of age or career\u2014there are always options and creative ways forward.<\/li>\n<\/ul>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-8ce00a88-9a80-4811-911b-578ca3f9a9de\" class=\"wp-block-gutenkit-button gkitf9a9de gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/podcasts.apple.com\/us\/podcast\/cake-club-app-mastering-your-cash-flow-with-al-zdenek\/id1818007426?i=1000751725427\">Click to Listen on Apple Podcasts<div class=\"icon-right\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" class=\"gkit-icon\"><path d=\"M319.4 372c48.5-31.3 80.6-85.9 80.6-148c0-97.2-78.8-176-176-176S48 126.8 48 224c0 62.1 32.1 116.6 80.6 148c1.2 17.3 4 38 7.2 57.1l.2 1C56 395.8 0 316.5 0 224C0 100.3 100.3 0 224 0S448 100.3 448 224c0 92.5-56 171.9-136 206.1l.2-1.1c3.1-19.2 6-39.8 7.2-57zm-2.3-38.1c-1.6-5.7-3.9-11.1-7-16.2c-5.8-9.7-13.5-17-21.9-22.4c19.5-17.6 31.8-43 31.8-71.3c0-53-43-96-96-96s-96 43-96 96c0 28.3 12.3 53.8 31.8 71.3c-8.4 5.4-16.1 12.7-21.9 22.4c-3.1 5.1-5.4 10.5-7 16.2C99.8 307.5 80 268 80 224c0-79.5 64.5-144 144-144s144 64.5 144 144c0 44-19.8 83.5-50.9 109.9zM224 312c32.9 0 64 8.6 64 43.8c0 33-12.9 104.1-20.6 132.9c-5.1 19-24.5 23.4-43.4 23.4s-38.2-4.4-43.4-23.4c-7.8-28.5-20.6-99.7-20.6-132.8c0-35.1 31.1-43.8 64-43.8zm0-144a56 56 0 1 1 0 112 56 56 0 1 1 0-112z\"\/><\/svg><\/div><\/a><\/div><\/div>\n \n\n\n<h3 class=\"wp-block-heading\">Some questions I ask:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>-Why is a spending plan better than a budget?<\/li>\n\n\n\n<li>-How did the Cake Club app come about? What does it do for users?<\/li>\n\n\n\n<li>-How does the app support people in figuring out cash flow and tracking their money?<\/li>\n\n\n\n<li>-What are the unique challenges and strengths of Gen X, Millennial, and Gen Z with money?<\/li>\n\n\n\n<li>-How can someone bridge the gap when not enough money is coming in?<\/li>\n\n\n\n<li>-What do you do to help clients in financial stress shift their mindset?<\/li>\n\n\n\n<li>-What advice do you have for gig workers or creatives struggling with irregular income?<\/li>\n\n\n\n<li>-What are some common questions people ask \u201cAsk Albert\u201d on the app?<\/li>\n<\/ul>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-6a2973dd-c7b8-46a7-9b91-39a77d079711\" class=\"wp-block-gutenkit-button gkit079711 gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/www.audible.com\/podcast\/Cake-Club-App-Mastering-Your-Cash-Flow-with-Al-Zdenek\/B0GPYL6ZZC?source_code=ASSGB149080119000H&amp;share_location=pdp\">Click to Listen to Audible<div class=\"icon-right\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" class=\"gkit-icon\">\n<title>play-button1<\/title>\n<path d=\"M29.85 8.403c-2.136-3.7-5.585-6.346-9.711-7.452s-8.436-0.538-12.136 1.598c-3.7 2.136-6.346 5.585-7.452 9.711s-0.538 8.436 1.598 12.136c2.136 3.7 5.585 6.346 9.711 7.452 1.378 0.369 2.776 0.552 4.165 0.552 2.771 0 5.506-0.727 7.971-2.15 3.7-2.136 6.346-5.585 7.452-9.711s0.538-8.436-1.598-12.136zM29.839 20.108c-0.991 3.697-3.361 6.786-6.676 8.7s-7.175 2.422-10.872 1.431c-3.697-0.991-6.786-3.361-8.7-6.676s-2.422-7.175-1.431-10.872c0.991-3.697 3.361-6.786 6.676-8.7 2.208-1.275 4.658-1.926 7.141-1.926 1.244 0 2.497 0.164 3.731 0.494 3.697 0.99 6.786 3.361 8.7 6.676s2.422 7.175 1.431 10.872zM23.674 14.891l-10.283-5.937c-0.546-0.315-1.197-0.315-1.743-0s-0.871 0.879-0.871 1.509v11.874c0 0.63 0.326 1.194 0.871 1.509 0.273 0.158 0.572 0.236 0.871 0.236s0.599-0.079 0.871-0.236l10.283-5.937c0.546-0.315 0.871-0.879 0.871-1.509s-0.326-1.194-0.871-1.509zM22.841 16.467l-10.283 5.937c-0.013 0.007-0.039 0.022-0.077 0s-0.039-0.052-0.039-0.067v-11.874c0-0.014 0-0.045 0.039-0.067 0.015-0.009 0.028-0.012 0.040-0.012 0.018 0 0.030 0.007 0.038 0.012l10.283 5.937c0.013 0.007 0.039 0.022 0.039 0.067s-0.026 0.060-0.039 0.067zM25.831 8.803c-1.981-2.559-4.958-4.278-8.169-4.716-0.455-0.062-0.876 0.257-0.938 0.712s0.257 0.876 0.712 0.938c2.782 0.38 5.361 1.869 7.077 4.086 0.164 0.212 0.41 0.323 0.659 0.323 0.178 0 0.358-0.057 0.509-0.174 0.364-0.281 0.43-0.805 0.149-1.168z\"><\/path>\n<\/svg>\n<\/div><\/a><\/div><\/div>\n \n\n\n<h3 class=\"wp-block-heading\">Learn more about Al Zdenek:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">-Email: al@alzdenek.com<br>-LinkedIn:&nbsp;<a href=\"https:\/\/www.linkedin.com\/in\/al-zdenek-3431774a\/\">Al Zdenek LinkedIn<\/a>&nbsp;(search for Albert J Zdenek)<br>-Cake Club personal finance app website:&nbsp;<a href=\"https:\/\/kclubapp.com\/\">www.cakeclubapp.com<\/a><br>-Get the app: Available on the Apple Store (search \u201cCakeClub\u201d)<br>-Special offer: 3 months free with code \u201cilikecake\u201d at signup (I like cake &#8211; all lower case)<\/p>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-15f859ba-cf1c-405a-b937-f9cda16aa1a4\" class=\"wp-block-gutenkit-button gkit6aa1a4 gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/www.iheart.com\/podcast\/1333-healthy-happy-wise-wealth-278739139\/episode\/cake-club-app-mastering-your-cash-flow-with-al-zdenek-324902487\">Click to Listen to iHeart Radio<div class=\"icon-right\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" class=\"gkit-icon\">\n<title>play-button1<\/title>\n<path d=\"M29.85 8.403c-2.136-3.7-5.585-6.346-9.711-7.452s-8.436-0.538-12.136 1.598c-3.7 2.136-6.346 5.585-7.452 9.711s-0.538 8.436 1.598 12.136c2.136 3.7 5.585 6.346 9.711 7.452 1.378 0.369 2.776 0.552 4.165 0.552 2.771 0 5.506-0.727 7.971-2.15 3.7-2.136 6.346-5.585 7.452-9.711s0.538-8.436-1.598-12.136zM29.839 20.108c-0.991 3.697-3.361 6.786-6.676 8.7s-7.175 2.422-10.872 1.431c-3.697-0.991-6.786-3.361-8.7-6.676s-2.422-7.175-1.431-10.872c0.991-3.697 3.361-6.786 6.676-8.7 2.208-1.275 4.658-1.926 7.141-1.926 1.244 0 2.497 0.164 3.731 0.494 3.697 0.99 6.786 3.361 8.7 6.676s2.422 7.175 1.431 10.872zM23.674 14.891l-10.283-5.937c-0.546-0.315-1.197-0.315-1.743-0s-0.871 0.879-0.871 1.509v11.874c0 0.63 0.326 1.194 0.871 1.509 0.273 0.158 0.572 0.236 0.871 0.236s0.599-0.079 0.871-0.236l10.283-5.937c0.546-0.315 0.871-0.879 0.871-1.509s-0.326-1.194-0.871-1.509zM22.841 16.467l-10.283 5.937c-0.013 0.007-0.039 0.022-0.077 0s-0.039-0.052-0.039-0.067v-11.874c0-0.014 0-0.045 0.039-0.067 0.015-0.009 0.028-0.012 0.040-0.012 0.018 0 0.030 0.007 0.038 0.012l10.283 5.937c0.013 0.007 0.039 0.022 0.039 0.067s-0.026 0.060-0.039 0.067zM25.831 8.803c-1.981-2.559-4.958-4.278-8.169-4.716-0.455-0.062-0.876 0.257-0.938 0.712s0.257 0.876 0.712 0.938c2.782 0.38 5.361 1.869 7.077 4.086 0.164 0.212 0.41 0.323 0.659 0.323 0.178 0 0.358-0.057 0.509-0.174 0.364-0.281 0.43-0.805 0.149-1.168z\"><\/path>\n<\/svg>\n<\/div><\/a><\/div><\/div>\n \n\n\n<h3 class=\"wp-block-heading\">Resource List:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ask Albert: Use the website\u2019s chat feature for personalized finance questions (coming soon to the app)<\/li>\n\n\n\n<li>Books by Al Zdenek:\n<ul class=\"wp-block-list\">\n<li>&nbsp; Master Your Cash Flow: The Key to Grow And Retain Wealth (ForbesBooks)&nbsp;<\/li>\n\n\n\n<li>&nbsp;Master Your Business Cash Flow: Grow The Company You Love, Live The Life You Want Now (ForbesBooks).&nbsp;<\/li>\n\n\n\n<li>Cake Club App Book (currently untitled) coming June 2026<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Cake Club App:&nbsp;<a href=\"https:\/\/kclubapp.com\/\">www.cakeclubapp.com<\/a><\/li>\n\n\n\n<li>Cake Club resources\/blog\u00a0<\/li>\n<\/ul>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-4037e486-4179-42e8-a4d8-10a264ca670c\" class=\"wp-block-gutenkit-button gkitca670c gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/www.jiosaavn.com\/shows\/cake-club-app-mastering-your-cash-flow-with-al-zdenek\/FooGjMoW3LE_\">Click to Listen on JioSaavn<div class=\"icon-right\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" class=\"gkit-icon\">\n<title>play-button1<\/title>\n<path d=\"M29.85 8.403c-2.136-3.7-5.585-6.346-9.711-7.452s-8.436-0.538-12.136 1.598c-3.7 2.136-6.346 5.585-7.452 9.711s-0.538 8.436 1.598 12.136c2.136 3.7 5.585 6.346 9.711 7.452 1.378 0.369 2.776 0.552 4.165 0.552 2.771 0 5.506-0.727 7.971-2.15 3.7-2.136 6.346-5.585 7.452-9.711s0.538-8.436-1.598-12.136zM29.839 20.108c-0.991 3.697-3.361 6.786-6.676 8.7s-7.175 2.422-10.872 1.431c-3.697-0.991-6.786-3.361-8.7-6.676s-2.422-7.175-1.431-10.872c0.991-3.697 3.361-6.786 6.676-8.7 2.208-1.275 4.658-1.926 7.141-1.926 1.244 0 2.497 0.164 3.731 0.494 3.697 0.99 6.786 3.361 8.7 6.676s2.422 7.175 1.431 10.872zM23.674 14.891l-10.283-5.937c-0.546-0.315-1.197-0.315-1.743-0s-0.871 0.879-0.871 1.509v11.874c0 0.63 0.326 1.194 0.871 1.509 0.273 0.158 0.572 0.236 0.871 0.236s0.599-0.079 0.871-0.236l10.283-5.937c0.546-0.315 0.871-0.879 0.871-1.509s-0.326-1.194-0.871-1.509zM22.841 16.467l-10.283 5.937c-0.013 0.007-0.039 0.022-0.077 0s-0.039-0.052-0.039-0.067v-11.874c0-0.014 0-0.045 0.039-0.067 0.015-0.009 0.028-0.012 0.040-0.012 0.018 0 0.030 0.007 0.038 0.012l10.283 5.937c0.013 0.007 0.039 0.022 0.039 0.067s-0.026 0.060-0.039 0.067zM25.831 8.803c-1.981-2.559-4.958-4.278-8.169-4.716-0.455-0.062-0.876 0.257-0.938 0.712s0.257 0.876 0.712 0.938c2.782 0.38 5.361 1.869 7.077 4.086 0.164 0.212 0.41 0.323 0.659 0.323 0.178 0 0.358-0.057 0.509-0.174 0.364-0.281 0.43-0.805 0.149-1.168z\"><\/path>\n<\/svg>\n<\/div><\/a><\/div><\/div>\n \n\n\n<h3 class=\"wp-block-heading\">Connect with Cake Club App:<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">CakeClub\u00ae Social Media Links:<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.instagram.com\/cakeclub.app?igsh=eXNhNDNwenBhNTc0\">https:\/\/www.instagram.com\/cakeclub.app?igsh=eXNhNDNwenBhNTc0<\/a><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-tiktok wp-block-embed-tiktok\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@cakeclubapp\" data-unique-id=\"cakeclubapp\" data-embed-from=\"oembed\" data-embed-type=\"creator\" style=\"max-width:780px; min-width:288px;\"> <section> <a target=\"_blank\" href=\"https:\/\/www.tiktok.com\/@cakeclubapp?refer=creator_embed\">@cakeclubapp<\/a> <\/section> <\/blockquote> <script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.youtube.com\/@cakeclubapp\">https:\/\/www.youtube.com\/@cakeclubapp<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.facebook.com\/profile.php?id=61571930199558\">https:\/\/www.facebook.com\/profile.php?id=61571930199558<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.linkedin.com\/company\/cakeclubapp\">https:\/\/www.linkedin.com\/company\/cakeclubapp<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.reddit.com\/u\/cakeclub_app\/s\/EPeCYCSIwF\">https:\/\/www.reddit.com\/u\/cakeclub_app\/s\/EPeCYCSIwF<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Social Media Handles:<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Instagram @<a href=\"http:\/\/cakeclub.app\/\">cakeclub.app<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">TikTok @cakeclubapp<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">YouTube@cakeclubapp<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FaceBook @CakeClub<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LinkedIn @CakeClub<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reddit @CakeClub_app<\/p>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-abf01d7a-59ab-4ee4-acff-7f40ff08aaf2\" class=\"wp-block-gutenkit-button gkit08aaf2 gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/open.anghami.com\/XVd82w8HR4b\">Click to Listen on Anghami<div class=\"icon-right\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" class=\"gkit-icon\">\n<title>play-button1<\/title>\n<path d=\"M29.85 8.403c-2.136-3.7-5.585-6.346-9.711-7.452s-8.436-0.538-12.136 1.598c-3.7 2.136-6.346 5.585-7.452 9.711s-0.538 8.436 1.598 12.136c2.136 3.7 5.585 6.346 9.711 7.452 1.378 0.369 2.776 0.552 4.165 0.552 2.771 0 5.506-0.727 7.971-2.15 3.7-2.136 6.346-5.585 7.452-9.711s0.538-8.436-1.598-12.136zM29.839 20.108c-0.991 3.697-3.361 6.786-6.676 8.7s-7.175 2.422-10.872 1.431c-3.697-0.991-6.786-3.361-8.7-6.676s-2.422-7.175-1.431-10.872c0.991-3.697 3.361-6.786 6.676-8.7 2.208-1.275 4.658-1.926 7.141-1.926 1.244 0 2.497 0.164 3.731 0.494 3.697 0.99 6.786 3.361 8.7 6.676s2.422 7.175 1.431 10.872zM23.674 14.891l-10.283-5.937c-0.546-0.315-1.197-0.315-1.743-0s-0.871 0.879-0.871 1.509v11.874c0 0.63 0.326 1.194 0.871 1.509 0.273 0.158 0.572 0.236 0.871 0.236s0.599-0.079 0.871-0.236l10.283-5.937c0.546-0.315 0.871-0.879 0.871-1.509s-0.326-1.194-0.871-1.509zM22.841 16.467l-10.283 5.937c-0.013 0.007-0.039 0.022-0.077 0s-0.039-0.052-0.039-0.067v-11.874c0-0.014 0-0.045 0.039-0.067 0.015-0.009 0.028-0.012 0.040-0.012 0.018 0 0.030 0.007 0.038 0.012l10.283 5.937c0.013 0.007 0.039 0.022 0.039 0.067s-0.026 0.060-0.039 0.067zM25.831 8.803c-1.981-2.559-4.958-4.278-8.169-4.716-0.455-0.062-0.876 0.257-0.938 0.712s0.257 0.876 0.712 0.938c2.782 0.38 5.361 1.869 7.077 4.086 0.164 0.212 0.41 0.323 0.659 0.323 0.178 0 0.358-0.057 0.509-0.174 0.364-0.281 0.43-0.805 0.149-1.168z\"><\/path>\n<\/svg>\n<\/div><\/a><\/div><\/div>\n \n\n\n<h2 class=\"wp-block-heading\">Connect with Healthy Happy Wise Wealthy Podcast:<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83c\udf1f Connect on @Instagram, @Facebook, @TikTok and @LInkedIn @HealthyHappyWiseWealthy<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.youtube.com\/@HealthyHappyWiseWealthyNetwork\">https:\/\/www.youtube.com\/@HealthyHappyWiseWealthyNetwork<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Listen on @Spotify, @Audible, @Applepodcasts, @iHeartRadio, @Pandora and more<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Know someone who should be a guest? Email&nbsp;<a href=\"mailto:healthyhappywisewealthy@gmail.com\">healthyhappywisewealthy@gmail.com<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Produced by the All-Talented Erika Christie\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Healthy Happy Wise Wealthy is now connecting business owners, startup founders and real estate investors with necessary funding.\u00a0<\/strong><\/h2>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-901e584e-69f3-449e-9725-29f93006c29a\" class=\"wp-block-gutenkit-button gkit06c29a gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/hhwwmmcllc.getbizfunds.com\/home-4850\">Click to Apply for a Business Loan<div class=\"icon-right\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" class=\"gkit-icon\">\n<title>play-button1<\/title>\n<path d=\"M29.85 8.403c-2.136-3.7-5.585-6.346-9.711-7.452s-8.436-0.538-12.136 1.598c-3.7 2.136-6.346 5.585-7.452 9.711s-0.538 8.436 1.598 12.136c2.136 3.7 5.585 6.346 9.711 7.452 1.378 0.369 2.776 0.552 4.165 0.552 2.771 0 5.506-0.727 7.971-2.15 3.7-2.136 6.346-5.585 7.452-9.711s0.538-8.436-1.598-12.136zM29.839 20.108c-0.991 3.697-3.361 6.786-6.676 8.7s-7.175 2.422-10.872 1.431c-3.697-0.991-6.786-3.361-8.7-6.676s-2.422-7.175-1.431-10.872c0.991-3.697 3.361-6.786 6.676-8.7 2.208-1.275 4.658-1.926 7.141-1.926 1.244 0 2.497 0.164 3.731 0.494 3.697 0.99 6.786 3.361 8.7 6.676s2.422 7.175 1.431 10.872zM23.674 14.891l-10.283-5.937c-0.546-0.315-1.197-0.315-1.743-0s-0.871 0.879-0.871 1.509v11.874c0 0.63 0.326 1.194 0.871 1.509 0.273 0.158 0.572 0.236 0.871 0.236s0.599-0.079 0.871-0.236l10.283-5.937c0.546-0.315 0.871-0.879 0.871-1.509s-0.326-1.194-0.871-1.509zM22.841 16.467l-10.283 5.937c-0.013 0.007-0.039 0.022-0.077 0s-0.039-0.052-0.039-0.067v-11.874c0-0.014 0-0.045 0.039-0.067 0.015-0.009 0.028-0.012 0.040-0.012 0.018 0 0.030 0.007 0.038 0.012l10.283 5.937c0.013 0.007 0.039 0.022 0.039 0.067s-0.026 0.060-0.039 0.067zM25.831 8.803c-1.981-2.559-4.958-4.278-8.169-4.716-0.455-0.062-0.876 0.257-0.938 0.712s0.257 0.876 0.712 0.938c2.782 0.38 5.361 1.869 7.077 4.086 0.164 0.212 0.41 0.323 0.659 0.323 0.178 0 0.358-0.057 0.509-0.174 0.364-0.281 0.43-0.805 0.149-1.168z\"><\/path>\n<\/svg>\n<\/div><\/a><\/div><\/div>\n \n\n\n<h2 class=\"wp-block-heading\">Podcast Sponsor:<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We are excited to have IT company Mindiii Systems as a podcast sponsor.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Founded in 2015, MINDIII is a Product Development and Data + AI Company that builds scalable digital products and intelligent data platforms. They help businesses design, engineer, and launch high-impact web and mobile applications, powered by modern data engineering, analytics, and AI solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Specialities:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Product Strategy &amp; Full-Stack Development<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AI-Powered Web &amp; Mobile Apps&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Data Engineering &amp; Analytics<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AI &amp; ML Solutions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cloud &amp; DevOps Solutions<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">IT Consulting &amp; Dedicated Teams<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">UI\/UX &amp; Workflow Automation<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Software Testing, Maintenance &amp; Support<\/p>\n\n\n \n<div data-block=\"gutenkit\/button\" data-post-id=\"866\" id=\"block-20147792-7560-4d84-9812-16e7f1c6e78d\" class=\"wp-block-gutenkit-button gkitc6e78d gutenkit-block\"><div class=\"gkit-btn-wraper\"><a class=\"gkit-btn\" href=\"https:\/\/healthyhappywisewealthy.com\/index.php\/contact-us\/\">Click to Request an IT Consult<div class=\"icon-right\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" class=\"gkit-icon\">\n<title>play-button1<\/title>\n<path d=\"M29.85 8.403c-2.136-3.7-5.585-6.346-9.711-7.452s-8.436-0.538-12.136 1.598c-3.7 2.136-6.346 5.585-7.452 9.711s-0.538 8.436 1.598 12.136c2.136 3.7 5.585 6.346 9.711 7.452 1.378 0.369 2.776 0.552 4.165 0.552 2.771 0 5.506-0.727 7.971-2.15 3.7-2.136 6.346-5.585 7.452-9.711s0.538-8.436-1.598-12.136zM29.839 20.108c-0.991 3.697-3.361 6.786-6.676 8.7s-7.175 2.422-10.872 1.431c-3.697-0.991-6.786-3.361-8.7-6.676s-2.422-7.175-1.431-10.872c0.991-3.697 3.361-6.786 6.676-8.7 2.208-1.275 4.658-1.926 7.141-1.926 1.244 0 2.497 0.164 3.731 0.494 3.697 0.99 6.786 3.361 8.7 6.676s2.422 7.175 1.431 10.872zM23.674 14.891l-10.283-5.937c-0.546-0.315-1.197-0.315-1.743-0s-0.871 0.879-0.871 1.509v11.874c0 0.63 0.326 1.194 0.871 1.509 0.273 0.158 0.572 0.236 0.871 0.236s0.599-0.079 0.871-0.236l10.283-5.937c0.546-0.315 0.871-0.879 0.871-1.509s-0.326-1.194-0.871-1.509zM22.841 16.467l-10.283 5.937c-0.013 0.007-0.039 0.022-0.077 0s-0.039-0.052-0.039-0.067v-11.874c0-0.014 0-0.045 0.039-0.067 0.015-0.009 0.028-0.012 0.040-0.012 0.018 0 0.030 0.007 0.038 0.012l10.283 5.937c0.013 0.007 0.039 0.022 0.039 0.067s-0.026 0.060-0.039 0.067zM25.831 8.803c-1.981-2.559-4.958-4.278-8.169-4.716-0.455-0.062-0.876 0.257-0.938 0.712s0.257 0.876 0.712 0.938c2.782 0.38 5.361 1.869 7.077 4.086 0.164 0.212 0.41 0.323 0.659 0.323 0.178 0 0.358-0.057 0.509-0.174 0.364-0.281 0.43-0.805 0.149-1.168z\"><\/path>\n<\/svg>\n<\/div><\/a><\/div><\/div>\n \n\n\n<p class=\"wp-block-paragraph\">#FinancialFreedom<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> #PersonalFinance <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#MoneyMindset <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#HealthyHappyWiseWealthy <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#FinancialEducation <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#CakeClubApp <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#LiveTheLifeYouWant <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#Entrepreneurship <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#CashFlow <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#Retirement <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#FinancialLiteracy <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#Entrepreneurship<\/p>\n\n\n \n<div data-block=\"gutenkit\/back-to-top\" data-post-id=\"866\" id=\"block-5f1ca08a-acfe-4e41-92f5-944dba66ecb3\" class=\"wp-block-gutenkit-back-to-top icon-only gkit66ecb3 gutenkit-block\"><div class=\"gkit-back-to-top\" 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